We often think that the amount spent on insurance, whether from the load or from the truck itself, is money thrown away. Nobody wants to use insurance, but when the worst happens, we give thanks for having made one. To protect the customer, some rolling stock companies offer extensive insurance coverage as well as additional loading and unloading for peace of mind and trust in services. Also, aggregate vehicles are equipped with trackers. This way, it is possible to monitor in real time the trajectory of the cargo transported, integrating technology with the demands of the market.

It is worth mentioning that some insurances cannot be left aside, for example in Brazil, The National Transportation Insurance for the owner of the cargo is required. The Civil Responsibility of the Road Transport Carrier is obligatory, must be made by the transport company, but it covers damages for which the carrier itself is responsible, such as collision, rollover, and collision.

Insurance is mandatory regardless of whether the customer provides a ‘Waiver of Right of Return’. This waiver is only valid for theft policy. The carrier has civil liability for everything they carry.

Check below the reasons to take out insurance and beware of problems that often do not fit into the plans:

Tranquility for the Owner of the Cargo and Carrier

Insurance is the only certainty that you will have no financial problem with your cargo. Accidents and robberies happen, there is no way to deny this problem of violence in most countries. Although we do not like to consider such scenarios, they can happen and have an awareness of insurance protection makes any mind quieter.

Preservation of its Assets

Even when you take care of it, unfortunately, the risk of it being stolen still exists. This is a very serious situation, but it can be much less traumatic if insurance covers the cargo. You will avoid, besides a great loss, a great headache. Even if it is not found, your money will be repaid, and the insurer takes care of all the red tape for you.

Civil Liability

When you get involved in a traffic accident, it is not just your vehicle and your safety that are at stake, but those of other people as well. With the additional Civil Liability coverage, you guarantee that any damages caused to third parties will also be within your coverage.